Beginning to save for the winter holidays early is realistic and sensible. Perhaps you don’t even want to start thinking about all the holiday hassle now, but the holidays will be a WHOLE LOT LESS of a hassle if you start saving for them now.
Expenses abound from Thanksgiving to New Year’s. Being prepared will help you relax and enjoy the friends, food, and family that accompany the holiday season. Beginning to save now gives you several months to accumulate sufficient funds to cover anticipated and unexpected expenses. Think of it …

Ingredients:
1 (3 pound) pot roast
2 (10.75 ounce) can cream of mushroom soup
1 envelope dry onion soup mix
2 (16 ounce) bottles cola
Instructions:
Place the roast in the bottom of the slow cooker. Place the mushroom soup in a large bowl. Sprinkle in the dry soup mix. Pour the cola into the bowl and stir with a rubber spatula until all the ingredients are incorporated together. Pour the soda pop mixture over the roast. Cover the slow cooker and set the cooker to the high setting. Cook 6 …

By Lara Velez

In these times we are living in finances are tight and many of us are desperately trying to find ways to save money. It is a time when people are being laid off, receiving pay cuts, and trying to raise families on low income. Of course soaring gas prices do not help either!
I hope that these money saving tips help you as they have been helping our family!
Money Saving Tips
Shop Second Hand. I have to admit, I had a hard time with this at first, however, I see …

by Christina Helwig
The words “We Can’t Afford It” sets up a lack and limitation mindset in your child’s psyche. They get a little achy feeling inside and never really understand why the family can’t afford something. Your child will start the process of holding themselves back from things they want based on your words. This mentality also sets up lack and limitation in your own mind. You instantly cut yourself off from ideas and solutions to a cash crunch. Inside your subconscious …

even married couples need dates
I mean, you do want to stay married, right?
Jetting off to a foreign land with the one you love or eating in a fancy French restaurant while violins serenade you tableside is very romantic. But…can you afford that? Even if you can, you may be missing out on some of the most romantic dates that can fill you with memories forever.
Plan your dates with romance and thought, not necessarily with cash and credit cards.
An ice cream and magazine date is an inexpensive …

It’s the American dream to own your own home and dreamers will go to any lengths to accomplish this even if it means borrowing thousands of dollars to be paid back over a 30 year period. It’s quite an obligation to make 360 payments month after month with the bulk of the money going toward interest, at least in the beginning.
The interest on an average home over a 30 year period can account for twice the cost of the home. Interest is working against you 24/7/365. …

by Judy H. Wright
If your bills and expenses equals more than your income, you are headed for trouble and must take steps immediately to get back on track. There must be enough coming in your household to cover what is going out in expenses. If there is a big difference between the two, then you may be headed for trouble. The sooner you can find solutions, the faster you can be in a position to balance your budget.
There are only two ways to get more money:
1) Increase your income or the …

Healthy Dinner Cheats
As a mom, you want to feed your children healthy food. You want to know that they’re getting the nutrition they need to grow up healthy and strong. When you’re in a hurry, you may consider healthy dinner cheats so you can get dinner on the table quicker and still provide food your family will eat and love.
Sometimes it’s difficult to make healthy meals that you can get to the table quickly. There are ways to do this, however. You can use canned goods and frozen foods to …

On a weekend or just a rainy afternoon, kids get bored easily. We often reach for the car keys and our wallet to find ways to satisfy them. Instead of doing that, reach for a few supplies and show them how to make some crafts that won’t cause you to burn unnecessary gas or spend money.
Entertaining a kid is easier than you may think. If you know the types of things they like, you are one step ahead of the game. Younger kids enjoy ripping things to pieces. Their little …

The cold weather is coming. Winter clothing can be pricey and really add up, especially when you have growing children who need new clothes every year. Here are ten tips for saving on winter clothing you may want to use this winter.
1. Start in the closets. Go through each family member’s clothes including those in storage, find out what can still be used, and make a list of what you’ll want to replace. The more clothes each person can reuse or hand down, that’s less money you’ll be spending.
2. …